Flexible Payment Options
Monthly payments for the repair you can't put off.
Up to $250,000
See your personalized payment options within minutes, without affecting your credit score.
- Funding in 1–3 days
- No home equity required
- No prepayment penalties
- No credit impact to check
- Multiple lender options
60-second pre-qualification · Does not affect your credit score
Up to $65,000*
We've partnered with Wisetack to offer flexible financing, so you can pay over time rather than all at once. Applying takes about a minute and checking your options won't impact your credit score.
- Terms from 3 to 120 months*
- APRs from 0 to 35.9%*
- 0% APR options for qualified applicants
- No hidden fees or compounding interest
Takes about a minute · No impact to your credit score
Estimate your monthly payment with the Wisetack calculator, or call (636) 887-2800
No credit? No problem.
Turned down by traditional lenders? Breeze's lease-to-own program looks past your credit score. A quick online application gets most customers an instant answer — and on-time payments can help you build or rebuild your credit along the way.
- Instant approvals up to $9,000
- Max approvals up to $18,000
- Quick online application
- Build or rebuild your credit
Quick online application · Instant answer for most customers
Lease-to-own is not a loan · Ask your technician or call (636) 887-2800
Heads up: some financing options have minimum project amounts, and financing may not be available for home-warranty repair visits. Call (636) 887-2800 and we'll point you to the right option before you apply.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by ourlending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 – 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms atwisetack.com/faqs. Hearth financing is subject to credit approval by Hearth's lending partners. Breeze is a lease-purchase (lease-to-own) program provided by Breeze, formerly Okinus, Inc. — it is not a loan or credit product, and approvals are subject to Breeze's application requirements. Some financing options carry minimum project amounts, and financing may not be available for home-warranty or third-party-warranty repair visits.
Why Finance
Three reasons customers say yes
Big replacement or small repair, strong credit or bruised credit — we work with three financing partners, so nearly every project and budget has a path forward. Compare the options above, or just ask your technician which one fits your job.
Keep your savings intact
Your system gave out — not your financial plan. Monthly payments let you handle a $5,000 repair without wiping out the fund you built for something else.
0% APR is the real deal
Qualified applicants can choose a 0% APR promotional option through Wisetack — pay it off within the term and you pay no interest at all. Terms run from 3 to 120 months depending on the plan you pick.
Apply in under a minute
No paperwork. Checking your rate takes 60 seconds and won't touch your credit score. Once approved, funds are available in as little as one business day.
Fast response
Have questions? Request service
Not sure which option fits your budget? Tell us about the job and we'll walk you through your payment options when we call or text you back.
Request sent.
We'll call or text you shortly to get you scheduled.
Something went wrong sending your request. Please call or text us at (636) 887-2800 and we'll get you taken care of.
Licensed, bonded & insured · One-year labor warranty on our work
Questions about financing?
Call or book online and we'll get a tech headed your way. Mon–Fri 8–7 · Sat 9–5.